APYs effective July 1, 2026 — 1-Year CD 4.00% APY — Platinum Savings up to 3.75% APY. View products & rates

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Explainer: Platinum Savings APY Tiers

How CIT Bank Platinum Savings tiers work: 3.75% APY at $5,000+, 0.25% below, plus BOOST50 context.

Transcript

  1. Platinum Savings is tiered: your end-of-day balance sets the APY for the entire balance.

  2. At $5,000 or more, the published top tier is 3.75% APY as of July 1, 2026.

  3. Below $5,000, the published tier is 0.25% APY.

  4. BOOST50 can add 0.50% APY for six months when the promotion is active—confirm on the Bonus page.

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