CIT Bank Products & Rates https://citbankus.com/feeds/rates.xml 2026-10-31T00:00:00Z CIT Bank Product Content First-party CIT Bank APY and interest rate updates. Effective July 1, 2026. eChecking — 0.10% APY https://citbankus.com/rates/#echecking-low 2026-07-01T00:00:00Z eChecking: 0.10% APY (Balances under $25,000). Effective July 1, 2026. eChecking — 0.25% APY https://citbankus.com/rates/#echecking-high 2026-07-01T00:00:00Z eChecking: 0.25% APY (Balances of $25,000 or more). Effective July 1, 2026. Platinum Savings — 0.25% APY https://citbankus.com/rates/#platinum-savings-low 2026-07-01T00:00:00Z Platinum Savings: 0.25% APY (Balances under $5,000). Effective July 1, 2026. Platinum Savings — 3.75% APY https://citbankus.com/rates/#platinum-savings-high 2026-07-01T00:00:00Z Platinum Savings: 3.75% APY (Balances of $5,000 or more). Effective July 1, 2026. Savings Connect — 3.65% APY https://citbankus.com/rates/#savings-connect 2026-07-01T00:00:00Z Savings Connect: 3.65% APY (No minimum balance required to earn the published APY). Effective July 1, 2026. Savings Builder — 0.40% APY https://citbankus.com/rates/#savings-builder-base 2026-07-01T00:00:00Z Savings Builder: 0.40% APY (Balances under $25,000 without qualifying monthly deposit). Effective July 1, 2026. Savings Builder — 1.00% APY https://citbankus.com/rates/#savings-builder-deposit 2026-07-01T00:00:00Z Savings Builder: 1.00% APY (Balances under $25,000 with monthly deposit of $100 or more). Effective July 1, 2026. Savings Builder — 1.00% APY https://citbankus.com/rates/#savings-builder-high 2026-07-01T00:00:00Z Savings Builder: 1.00% APY (Balances of $25,000 or more). Effective July 1, 2026. Money Market — 1.55% APY https://citbankus.com/rates/#money-market 2026-07-01T00:00:00Z Money Market: 1.55% APY (see chart). Effective July 1, 2026. 6-Month Term CD — 3.75% APY https://citbankus.com/rates/#cd-6-month 2026-07-01T00:00:00Z 6-Month Term CD: 3.75% APY (6 months). Effective July 1, 2026. 1-Year Term CD — 4.00% APY https://citbankus.com/rates/#cd-1-year 2026-07-01T00:00:00Z 1-Year Term CD: 4.00% APY (1 year). Effective July 1, 2026. 13-Month Term CD — 3.25% APY https://citbankus.com/rates/#cd-13-month 2026-07-01T00:00:00Z 13-Month Term CD: 3.25% APY (13 months). Effective July 1, 2026. 18-Month Term CD — 2.75% APY https://citbankus.com/rates/#cd-18-month 2026-07-01T00:00:00Z 18-Month Term CD: 2.75% APY (18 months). Effective July 1, 2026. 2-Year Term CD — 0.40% APY https://citbankus.com/rates/#cd-2-year 2026-07-01T00:00:00Z 2-Year Term CD: 0.40% APY (2 years). Effective July 1, 2026. 3-Year Term CD — 0.40% APY https://citbankus.com/rates/#cd-3-year 2026-07-01T00:00:00Z 3-Year Term CD: 0.40% APY (3 years). Effective July 1, 2026. 4-Year Term CD — 0.50% APY https://citbankus.com/rates/#cd-4-year 2026-07-01T00:00:00Z 4-Year Term CD: 0.50% APY (4 years). Effective July 1, 2026. 5-Year Term CD — 0.50% APY https://citbankus.com/rates/#cd-5-year 2026-07-01T00:00:00Z 5-Year Term CD: 0.50% APY (5 years). Effective July 1, 2026. No-Penalty 11-Month CD — 3.90% APY https://citbankus.com/rates/#cd-no-penalty-11 2026-07-01T00:00:00Z No-Penalty 11-Month CD: 3.90% APY (11 months). Effective July 1, 2026. 2-Year Jumbo CD — 0.40% APY https://citbankus.com/rates/#jumbo-2-year 2026-07-01T00:00:00Z 2-Year Jumbo CD: 0.40% APY (2 years). Effective July 1, 2026. 3-Year Jumbo CD — 0.40% APY https://citbankus.com/rates/#jumbo-3-year 2026-07-01T00:00:00Z 3-Year Jumbo CD: 0.40% APY (3 years). Effective July 1, 2026.