CIT Bank Newsroom https://citbankus.com/feeds/newsroom.xml 2026-10-31T00:00:00Z CIT Bank Product Content Rates chart effective July 1, 2026 https://citbankus.com/newsroom/rates-effective-july-2026/ 2026-07-01T00:00:00Z CIT Bank consumer APYs for savings, CDs, and eChecking reflect the July 1, 2026 effective date. Rates are variable where noted and subject to change. FDIC insurance via Certificate #11063 https://citbankus.com/newsroom/fdic-certificate-11063/ 2026-01-15T00:00:00Z Eligible CIT Bank deposits are insured through First-Citizens Bank & Trust Company, FDIC Certificate #11063, up to applicable limits. Division deposits are combined for coverage. CIT Bank as a First Citizens division https://citbankus.com/newsroom/first-citizens-merger-anniversary-context/ 2025-01-04T00:00:00Z Following the January 4, 2022 merger of First Citizens BancShares with CIT Group Inc., CIT Bank remains a consumer digital banking division of First-Citizens Bank & Trust Company. Awards for savings and CD products https://citbankus.com/newsroom/awards-recognition-2024-2025/ 2025-03-01T00:00:00Z CIT Bank products received recognition from Money, Kiplinger, MyBankTracker, and MoneyRates for select savings and CD offerings in 2024–2025 cycles.